BECOME AWARE OF RISKS AND OWN RESPONSIBILITY
Every business, organisation or association is committed to have a
liability insurance in which offered activities are secured. Also
Guides and Instructors would be wise to have a liability insurance.
Because there is no control or reinforcement for this regulation and
there are no easy insurances, many businesses, organisations and
associations offer uninsured activities.
Quality and Safety
An Insurance company is not waiting for high risk insurances and is
only willing to cover when it is clear that the risk is acceptable.
The certification of Kayak Level clarifies this for all parties.
consumer can only take personal responsibility when he/she is
esteemed to well estimate issues. For most activities and sports
with a so called higher risk this will closely associate with
specific knowledge, experience and skills that a consumer of athlete
has for the activity or sport. For example for a beginner, it is
clear that he/she can get hurt while paddling white water. To
estimate whether a tree, rock or dam is dangerous, you ought to have
more experience and knowledge. People with more knowledge and
experience can be expected to make conscious choices in taking
risks. Naturally you canít expect an insurance company to cover
these conscious taken risks.
Guide and Instructor
Whenever you supervise or invite someone to an activity, course or
tour, you take a piece of responsibility. The extent of this
responsibility closely links to the text of the paragraph
(consumers) above. Your skills as a Guide or Instructor are of great
importance as well. Well developed skills arenít always positive for
the safety. When you as a good paddler for example bring people on
white water above their level, the risk can become unacceptably
high. Do you invite far better paddlers than yourself, you still can
not assume that they provide you safety. You canít expect an
insurance to cover the risk of indolent and irresponsible behaviour.
Kayak Level system examines Guides and Instructors according to
knowledge, understanding, skills and leadership. Besides a
regulation is made which (if obeyed) reduces risks strongly and
excludes rough irresponsibilityís.
Organising activities and sports such as Kayak Level aims to,
demands expertise and skill. You can not expect entrepreneurs but
also Guides or Instructors to have a same specific knowledge,
experience and skill in all the activities and sports. Coming up
with a new activity or tour isnít as difficult as organising one.
Kayak Level believes that everyone must do what they can do best.
You can not expect an insurance company to simply cover every new
random activity or tour.
risk that is covered by an Insurance company concerning the
liability insurance corresponds with the exceptional risk that the
consumer couldnít anticipate on, that couldnít be prevented due to
preparations by the organisation and that couldnít be avoided by the
Guide or Instructor.